Launching Soon
Ready to be
Financially Free?
Get an honest picture of your finances — no products to sell, just your numbers.
Freedom Score
Savings
₹1.96L
Invested
₹4.25L
Goals
3
of 4Completion Time
< 5 min
Just your numbers, nothing else
Financial Dimensions
5
Scored for you
Free to Start
₹0
Paid plans available
Why Steady Wealth
Built for your
financial wellbeing
Not another budgeting tool. A full health assessment plus a goal-by-goal plan — unbiased, independent, and built for India.
No bias,
just clarity
We don't sell financial products. Every recommendation is built to serve your goals — not commissions.
Your Score
Based only on your data
Your complete financial picture
Liquidity, savings, liabilities, investments, and insurance — scored across all 5 dimensions in one place.
A roadmap for every goal
Monthly SIP per goal, goal feasibility, smart asset mapping — equity, bonds, gold & real estate mapped where they belong.
Retirement
₹5,000/mo
Home Purchase
₹4,500/mo
Education
₹2,000/mo
How It Works
Your financial clarity
in three steps
Just honest answers and a clear picture of where you stand financially.
Share your finances & goals
Tell us about your income, expenses, savings, investments, and the goals that matter most — retirement, home, education, and more. Under 5 minutes.
Get your score & goal plan
Our engine scores your financial health across 5 dimensions and builds a goal-by-goal plan — checking feasibility, calculating monthly SIPs, and mapping your existing assets to the right goals.
Follow your personalised roadmap
Know your Freedom Score, see exactly how much to invest per goal each month, and understand which assets — equity, bonds, gold & real estate — are already working for you.
A different kind of financial tool
MostIndiansaremakingfinancialdecisionsinthedark.
No one tells you if your emergency fund is enough, whether your term cover is right, or if your savings rate will reach your goals. We do.
The difference
From flying blind
to total clarity.
Before
No clear picture
- Guessing whether you're saving enough
- No idea if your insurance covers your family
- Goals set in your head — never tracked
- Spreadsheet chaos or nothing at all
- Advice from a friend who read one article
After
With Steady Wealth
- A Freedom Score tells you exactly where you stand
- Insurance gap analysis with clear coverage targets
- Every goal tracked against your actual numbers
- One complete picture: income, assets, debts, cover
- Prioritised actions ranked by real financial impact
Launching soon · Be first in line
What You'll Get
Know your score. Know what to fix.
Your Freedom Score breaks down across five dimensions and surfaces a ranked list of actions — so you know exactly what to fix first.
Strong on debt & liquidity. Insurance is the gap to close.
Score Breakdown
Emergency Readiness
How many months of expenses you can cover if income stops.
Savings Discipline
What portion of your income is being put to work.
Debt Management
Whether your EMIs are eating into your financial flexibility.
Wealth Building
How your net worth compares to your income and stage of life.
Protection Coverage
Whether your family and assets are adequately insured.
Illustrative example
Increase health insurance to ₹15L+
Current ₹3L cover leaves a ₹12L gap for your household size.
Build your emergency fund first
You have 0.8 months of runway — the target is at least 3 months.
Start a ₹5,000/mo SIP for retirement
Your investments trail your life-stage benchmark by ₹3.2L.
Debt burden is healthy
EMI-to-income ratio of 12% is well within safe limits.
Portfolio analysis & fund recommendations
Personalised mutual fund picks and a goal-by-goal SIP strategy — unlocked on the paid plan.
All action items ranked by impact — not 3, not a sample.
Goal-Based Planning
See exactly where
your money needs to go.
Beyond the health score, Steady Wealth maps your goals to your existing assets and tells you exactly how much to invest each month — per goal, not one vague number.
Pick your goals
Retirement, home, education, marriage, travel, business — or build a custom goal.
Intelligent asset mapping
Equity, bonds, gold & real estate are mapped to the right goals by time horizon — automatically.
Goal feasibility check
See if each goal is achievable at your current savings rate — and what it would take to get there.
Monthly SIP per goal
Know exactly how much to invest each month — broken down by goal, not one generic number.
Monthly Investment
Goal Feasibility
Emergency Fund
6 months covered
Retirement
EPF + NPS auto-mapped
Home Purchase
at current SIP
Child's Education
15 yrs horizon
Asset → Goal Mapping
Built for real people
Does any of this sound familiar?
You don't need to be a finance expert to use Steady Wealth. You just need to want a clear answer.
Profile 1
Software Engineer, 28 · Pune
“I earn ₹1.4L a month but I have no idea if I'm actually getting ahead. I save something every month but don't know if it's enough.”
What you'll get
- Know exactly what your savings rate should be
- See if your investments are on track for your goals
- Get a single score that tells you where you stand
Profile 2
Couple, early 30s · Bengaluru
“We want to buy a home in 3–4 years. We're both earning well but haven't done the maths. Are we saving the right amount? Do we have enough cushion?”
What you'll get
- Calculate how much you actually need to save monthly
- Check if your emergency fund is strong enough
- See your full picture before taking a large liability
Profile 3
Manager, 44 · Chennai
“I've been working for 20 years, I have savings and a home loan. But I honestly don't know if my insurance is adequate or if I'm on track for retirement.”
What you'll get
- Find out exactly how much insurance cover you actually need
- See if your retirement corpus is on track
- Get ranked actions — the most impactful things to fix first
Whether you're 24 or 54, salaried or self-employed — the assessment takes under 5 minutes.
How we compare
Why not just use
what you already have?
Every option has trade-offs. Here's an honest look.
| Criteria | Advisor Human / IFA | Calculators Online tools | Bank Apps HDFC, SBI… | SWT Steady Wealth |
|---|---|---|---|---|
| Cost | ~₹50k/yr | Free | Free | Free to start |
| India-specific (Equity, Bonds, Gold, Real Estate) | Partial | |||
| Zero commissions | ||||
| Full 5-dimension picture | ||||
| Data never sold | Varies | Varies | ||
| No credentials required | ||||
| Experience | Manual & one-off | Fragmented, DIY | Partial picture | Guided end-to-end |
FAQ
Frequently asked
questions
How does the Financial Health Check work?
Our assessment covers 5 key areas: income, expenses, assets, liabilities, and insurance. You can complete it in under 5 minutes.
What is the Freedom Score?
The Freedom Score is a comprehensive 0-100 score measuring your financial health across liquidity, savings rate, debt health, insurance coverage, and investment readiness.
Is my financial data secure?
Absolutely. We use 256-bit encryption. Your data is never sold or shared with third parties, and we earn zero commissions — our interests are aligned with yours.
How can I improve my score?
After your assessment, you receive personalized action items prioritized by impact. Follow the step-by-step plan to improve each dimension of your financial health.
How much does Steady Wealth cost?
The core assessment and Freedom Score are free to start. Paid plans unlock deeper analysis, PDF reports, and personalised goal planning — no credit card needed to begin.
Free to start · Zero commissions
Know where you stand.
Plan what's next.
Run your financial health check in under 5 minutes — private, no-commitment, and built for Indian households.
Launch is coming. Be first in line.