Launching soon · India

Your next
money move.

SteadyWealth analyses your accounts and goals, then tells you exactly what to do next — invest more, switch funds, trim a holding. No guesswork.

Account Aggregator support at launch
Zero commissions, ever
SteadyWealth
Step 1 · Connect
Linking your accounts…
0 / 6 connected
Encrypted
H
HDFC Bank
Savings · ••4291
Z
Zerodha
Equity holdings
g
Groww
Mutual funds
E
EPFO
Provident fund
N
NPS
Tier I
I
ICICI Direct
Demat · syncing
Account Aggregator · read-only
What we do

The whole picture,
in three layers.

Where your money is, where it stands, and where it needs to go. Nothing else.

Account Aggregator
Every account in one screen.

Banks, mutual funds, stocks, EPF, NPS — pulled in automatically via India's Account Aggregator framework. No more juggling 9 logins.

Account Aggregator · at launch
Freedom Score
A health check for your money.

A single 0–100 score across liquidity, savings, liabilities, investments and insurance — so you know what to fix first, not what to panic about.

Free · Updated continuously
Goal Planning
Plans that actually add up.

Tell us your goals — retirement, home, kid's school. We compute the SIP, map your existing assets, and check if it's actually feasible.

Multi-goal · Real math
AI Financial Advisor · Included

Confused by anything? Just ask.

Every dashboard, score, and fund pick comes with a built-in AI Financial Advisor trained on your data. Ask why we recommended something, what a metric means, or what to do next — in plain English.

› Explain my debt management score› Should I prepay my home loan?› Why these 4 funds?› How much insurance do I need?
Your data stays yours · Context-aware · Footnoted answers
AI Financial AdvisorBeta
Trained on your portfolio · Online now
Ask anything about your money…
End-to-end encrypted·Powered by your data, not advice
From score to action

Not just numbers. An actual plan.

Most apps tell you what's wrong. We hand you the prescription — exact SIPs per goal, the funds to put them in, and what to fix in your existing portfolio.

Included with Pro
Goal-by-goal
Your monthly SIP plan
3 tracked goals

Every goal gets a feasibility check, a monthly SIP, and the exact funds to route it into.

Already ₹18 L of ₹2.4 CrExisting → EPF ₹11 L · PPF ₹5 L · NPS ₹2 LProjected → ₹2.6 Cr by 2042
8%
SIP split
Parag Parikh Flexi Cap₹18,000
UTI Nifty 50 Index₹14,000
Axis Long Duration Debt₹6,500
Already ₹3 L of ₹62 LExisting → Sukanya Samriddhi ₹2 L · Equity SIP ₹1 LProjected → ₹52 L by 2034
5%
SIP split
HDFC Mid-Cap Opportunities₹17,500
ICICI Pru Equity & Debt₹10,500
Already ₹5 L of ₹38 LExisting → Savings ₹3 L · Liquid fund ₹2 LProjected → ₹22 L by 2029
13%
SIP split
HDFC Short Term Debt₹24,000
Quant Multi Asset₹16,000
Total monthly SIP₹1,06,500/mo
Portfolio analysis
What you're already doing right & wrong

We grade every existing holding — return, expense ratio, overlap, tax efficiency — and tell you what to keep, switch, or trim. Plus the gaps your portfolio doesn't show: insurance, debt, emergency cover.

KeepParag Parikh Flexi Cap
Top quartile · 18.2% 5-yr CAGR
SwitchHDFC Top 100
Lagging benchmark · 1.8% expense
→ Switch to UTI Nifty 50 Index (0.2% expense)
Trim4 small-cap funds, 38% of equity
Concentration risk · high overlap
GapTerm insurance underinsured by 8×
Add ₹1Cr cover · ~₹14k/yr at your age
RiskPersonal loan at 14%
EMI is 22% of take-home
→ Refinance to 10.5% · saves ₹38k/yr
Estimated impact
These changes alone are worth +₹14.2L to you over the next 10 years.
Lower expenses · diversified equity · refinanced debt · closed insurance gap
+₹14.2L
over 10 years
Recommendations, not transactions. We never sell funds, take commissions, or move your money. You execute through the broker you already use.
See what's in Insight
Account Aggregator at launch
Read-only · revokable · encrypted
Zero commissions
We never take fund-house kickbacks
2,400+ on the waitlist
Across 60+ Indian cities
Built in India
For Indian tax & investment rules
Pricing

Start free. Upgrade only if it pays for itself.

The full Freedom Score is free, forever. Paid plans add deeper portfolio analysis, fund picks, and ongoing planning when you're ready.

See all plans
4 plans · pricing at launch

How we make money: Paid plans only — never commissions, never kickbacks. Your money stays in your accounts; we never touch it.

Common questions

Still wondering?

The short answers. For anything else, we're a quick email away.

Contact us

Yes. Steady Wealth is built around India's Account Aggregator framework — read-only, encrypted, and revokable from your bank app at any time. We never see or store your banking credentials.

Pro subscriptions only. We take nothing from fund houses, brokers, or insurers. That's the whole point — our advice can't be bought.

No. The Freedom Score is built for anyone earning and saving in India — whether you've got ₹50K or ₹5 Cr. The earlier you start, the more it pays off.

Yes — Account Aggregator pulls your holdings in automatically, and we map them to your goals so you can see what's already working and what's drifting.

About 8–10 minutes. You connect your accounts, answer ~15 questions about goals and obligations, and we generate your Freedom Score and action plan immediately — no waiting, no human review queue.

Specific funds. Direct plans only — never regular plans, never anything that pays us a commission. Picks are based on long-term track record, expense ratio, and fit for your goal's time horizon.